Here are list to check for warnings of fraud:
- Giving offers are too good to be true.
- Give you very limited time to think of the offer and usually pressure you to act right away.
- Always guarantees 100% success.
- Requiring you to pay a small upfront cost or investment even when they say it is free or you get a free "prize".
- Sometimes it could also be a buyer who offers to pay bigger amount than market value and ask you to send them the difference.
- Business don't look established.
- follow your guts, if something just don't seem right.
- Never click on link inside an email to visit a Web site. Instead, type the address into the browser.
- It is easy to make a business look legitimate online. If in doubt, verify the company with the Better Business Bureau.
- Only 2% of reported identity theft occurs through the mail. Report online fraud to the Federal Trade Commission @ https://www.ftccomplaintassistant.gov/
- Retain your receipts, statements, and packing slips and review them for accuracy.
- Shred confidential documents even old credit cards that expired instead of simply discarding them in the trash.
- Your bank will never email or call you for your account number or information.
- Don't wire money to people you don't know.
- Be cautious of work-at-home job offers specially the ones that ask for money first.
- Check the company first with the Better Business Bureau.
- There are no legitimate jobs that involve reshipping items or financial instruments from your home.
- Foreign lotteries are illegal in the U.S. You can't win no matter what they say.
- Check your monthly bank statements for changes you don't recognize.
It is never too early to become an informed consumer. Point out "too good to be true" offers to kids and Senior Citizens and teach them to be skeptical.
Take an active interest in the financial activities of your aging parents.
Share information about scams with friends and family and mine here sharing it online through blogging or even use social networking to spread the anti fraud alert.